I swore by dex/cha leveling up and I still do. I noticed doing seafuries a lot in high 40s/low 50s that if my cha was not above 150/160, my charm would not last full song duration.
When I got to be in the high 50s, cha seemed to be less important so I swapped in pure hp rings/earrings. Dex still seems important to me.
Now, at level 60, I try to go for dex, pure hp, and some MR (assuming it doesn't destroy my other stats...always keep full MR in bags for raids) in regular situations. Honestly though, as a bard you eventually should have multiple sets of gear. If I'm in Seb, I put on resist jewelry, but in KC, I use more hp jewelry.
I basically have a regular equipment set (dex, hp, AC, Str, some sta), a MR gear set, and a cha set (this is used less frequently since high 50s).
If anything, I would think the biggest flaw as a bard would be thinking one set of gear will cover you for all situations. It all depends on what you are doing. I mean shit, you can level naked to 50 with a horn a drum if you really want to. If you look at my Magelo page, everything I have listed there I have for one reason or another.
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