Quote:
Originally Posted by Barkingturtle
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You'll feel differently once the insurance racket stops paying your bills. Get out while you still have some semblance of a soul, Brother.
Total nonsense. I mean, the whole idea is sharing risk. When we pay premium we are owning everyone's mistakes.
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Trust me. I'm on my way out. And I felt this way before i started working for an insurance company.
But in general, I disagree from fleeing the scene. What happens if you REALLY hurt someone? What happens if someone hits YOU while drunk and flees the scene? Do you not try and get their license plate? Hell no, you want that bastard to pay for what they've done.
As for sharing risk? yes you are correct - but does the single mother working two jobs who just got off of a double shift on her way home from working really have thousands of dollars to handle the damages she's caused after falling asleep at the wheel? For every negative thing about insurance there's a positive. I don't know about you but i don't keep ten grand in the bank incase i kill someone. (SR22 bond law for most states is holding 10 thousand on the side incase you're involved in an accident. In some states its the only way to avoid having to pay insurance. Normally the SR22 bond would match what the minimum state limits are in your state)
Just my two pennies.