[Gel Mibson]

hello,

i got into a 3 car accident at a traffic light. i was the last car and it was basically a 3 car fender bender at the traffic light. the first car fled the scene, but car number 2 and i stayed. so this guy was not cooperative at all (middle eastern dude), wouldn't talk to me. he got out of the car to take pictures of the damages (nothing but mere scratches on both cars, no dents) and gets back in his car.

15 minutes later, an ambulance comes and he walks out of his car into the ambulance. i wanted to know what was going on, and saw this guy laying down in a neck brace...like come on dude are you serious? 30 min later, police came and report was taken.

a few weeks later, my insurance company calls me and tells me this dude is claiming total loss on his vehicle and that he has sustained a neck injury.

being that the the car who rear-ended is always at fault, i get that but this guys is claiming some crazy kind of insurance fraud, i have no idea how he claims a total loss on his car, let alone a neck injury.

any advice would be helpful on what to do.