You can make some lowbie cash by selling Crushbone belts and pads (1pp/2pp each, respectively), and by farming bone chips (5-10pp/stack) and high quality bear skins (20pp each).
Gear-wise, don't be too concerned. You're not going to be terribly gear-dependent unless you're quadding, and there are better ways to level than quadding (charming is faster; grouping is more fun).
Stick to dungeons if you're grouping for the better ZEM and drops.
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