I'm not doubling down on the race of anyone. The race of the real estate agent or loan officer is irrelevant. Systemic racism is SYSTEMIC.
Here's another study that shows blacks paying higher interest rates AT ALL INCOME LEVELS:
Minorities pay more.
Here's another study showing minorities getting
jacked in New York.
Here's an academic paper from
an older study.
This one is from
Harvard.
Not to be outdone,
Yale weighs in.
Do you have enough links yet? While we're at it, do you know that data and analysis are not synonyms? Will it confuse the issue if I also mention that women also receive fewer loan approvals with identical financial information, pay more for their homes, and pay higher interest rates?